Monday, October 31, 2011
free nice christmas pictures 2011 to print for cards or wallpapers etc xmas images
here are some nice free christmas pictures 2011 to print for cards or your computer desktop wallpapers etc, and to get in the spirit for this years christmas festivities less then 2 months away now, you could print these images of christmas nature to make your own christmas cards, for family and friends.
a good way of making a homemade christmas card, can be to print a few pictures for the card into a collage while adding your own writing style over the pictures and onto blank sections of your card, making your own christmas cards can give a really personal effect to them, and you can put your own style to the designs of your xmas 2011 cards.
and these pictures are probably going to be accurate if you go by current weather forecasts lots of snow and cold is predicted by the weathermen for this years christmas and snow in december.
which each year it seems to be getting more and more colder on the winter seasons, with some really chilly winter weather in europe and other countries around the world.
so here are some nice christmas winter landscapes, of what will be our snow covered christmas season, not sure about snow on christmas day though.
this first picture has a christmas tree look to it, with the snow covered christmas tree's in the natural habitat on a mountain side as to in the living room covered in christmas decorations.
some more beautiful christmas images, these are some magical christmas tree's out in nature, the christmas tree being one of the main symbols of xmas.
this next christmas picture for 2011 is more like the traditional british countryside with the tree's snow covered branches frozen and icy, notice how the sun shines through the branches though, that nice bit of winter sun that can make a cold day feel that bit warmer, for a short while anyway, the winter sun being less hours in the daytime through the winter months, the sun being at its lowest around december the 25th christmas day time.
just making itself shown through the tree branches at christmas, but most of high winter the sun is hidden by tall objects and buildings, due to it being low in the winter christmas sky.
if you go out side on christmas day 25th december 2011 you should see the sun very low on the horizon.
this is a lovely picture, with a breathtaking xmassy winter background, of snow covered mountains, this would make a nice christmas picture to print for homemade christmas cards, if you like to try and make your own cards for people at christmas.
Thursday, October 27, 2011
top childrens xmas gifts toys uk for christmas 2011 presents boys and girls list
what are the best top childrens xmas gifts toys uk top 10 for christmas 2011 presents?.
here is a bit of a list of the best children's christmas presents for this years christmas, these are the most popular children's toys at the moment and might be what your child is going to put on there christmas santa wish list.
here's what is looking popular for christmas and the prices of these children's toys, some being more expensive then others.
this is kind of a strange children's christmas toy present will cost around £39.99 it is for girls the Monster High Lagoona Hydration Station xmas 2011 presents
next onto a boys toy for christmas 2011, and it looks like star wars have a popular toy yet again with the Star Wars Ultimate Force Tech FX Lightsaber Assortment these will set you back about £39.99 again around the same price as the toy above.
the Star Wars Ultimate Force Tech FX Lightsaber xmas 2011 presents gifts toys
lego ninjago fire temple kids christmas 2011 games, is another popular present for children, that has been around in various guises over the years, of course LEGO, which seems to popular each christmas, this is a bit more on the expensive side and not really a cheap children's christmas present coming in at around £89.99
christmas 2011 top children's toys lego ninjago fire temple games xmas 2011
another expensive kids present for xmas 2011 is the LeapPad Explorer coming in at around £78.99.
kids xmas 2011 toys the leappad explorer game
Fireman Sam Pontypandy Rescue Set is quite cheap compared to some of the other children's christmas presents for 2011 coming in at around £29.99.
top children's presents for 2011 Fireman Sam Pontypandy Rescue Set
elmo rocks looks like a fun little toy as well, at around £70 though not very cheap, but does look cute.
popular christmas 2011 toys for kids Lets Rock Elmo
Tuesday, October 25, 2011
what top christmas presents gifts to buy for men 2011 shopping vouchers vests perfume cologne aftershave
here is a difficult decision time for women choosing christmas presents gifts for men 2011, but men are not too fussy usually, and probably will be looking for mostly practical xmas presents.
christmas 2011 gifts men can use in there day to day activities, new shaving equipment, new socks, new vests, new underwear, a new aftershave or cologne perfume.
just simply things like that are not difficult to find, if you want to spend a bit more on your man for christmas, then things like electrical items might be a bit more tricky to choose, unless you know what they are looking for.
instead of putting all your eggs in one basket you could also get them a few moderate priced presents instead of just one big present.
also what about vouchers, you could also buy your men vouchers for mobile phone credit, shopping vouchers for a variety of big supermarket and electrical store chains can be a good idea also.
this way they can choose there christmas present from one of these big electrical stores, places like argos and curry's and pc world all do shopping vouchers, some shopping vouchers you can find will work in a variety of shops and retail chains, these are the best to get for someone christmas present as they then have the choice of a variety of shops, to choose there christmas present from.
also if you know they like to go food shopping at places like morrisons, tesco, sainsbury's or asda, which ever of the big supermarkets, they like the most, you could get them a shopping voucher from one of the big supermarkets for there christmas 2011 gifts.
some of the gifts and presents i have described are multi use in that i mean they can be bought for women or men, just a slight change in the style, for men it would be aftershave for women it would be a nice perfume, and the thermal clothing as a christmas present is sold for both men and women to wear for him or her, so this list can help both men and women decide what xmas presents to buy, but it is mostly a list for what presents to buy men as well.
so for example you could get your men a nice cologne for xmas, or if you know what his favourite aftershave is and it is running low, then buy him the same one but a new bottle of aftershave perfume for christmas 2011.
top christmas presents for men 2011 aftershave cologne men's perfume
top christmas presents for men 2011 aftershave cologne men's perfume
or some simple clothes ideas to help get some of your christmas presents for men, just look at things like socks, vests, thermal vests and long johns as well with the weather being cold.
i think thermal vests and long john's are a excellent idea for christmas presents and xmas gifts for anyone as well, just because the weather is so cold at winter these are really practical gifts as well, these can be a good christmas 2011 present for women as well.
also another popular gift idea that happens a lot is the gift set of shower gel, shampoo and deodorant, i have a lot of these over the years, sometimes i like them sometimes i don't, i think the idea if you are going to get someone a toiletry gift set is to know just what is there favourite make, that way there is more chance they would like it.
and the alternative for example a expensive toiletry gift set for women could be this, with a perfume orientated gift set, what to buy women for christmas 2011?.
the other option was to look for a christmas shopping voucher, one that will work in more shops then one would be ideal, but you might have to settle for just argos, pc world or curry's vouchers for electricals, but also a option could be supermarket shops like morrisons, sainsbury's, tesco, asda.
Monday, October 24, 2011
christmas countdown clock 2011 how many days left time and month
just testing this christmas countdown clock for 2011, see if it works in this post, i am trying to find a christmas countdown counter for my blog but so far cannot find one, i will keep looking, want to put one in the header of my blog when i find one that works for blogspot.
not working i need to find a free google blogspot christmas countdown widget :(
if i have one in the header then i managed to find one and install it correctly :)
well i found that one up there which is not too bad, that is your christmas countdown there to christmas day 25th december 2011.
a christmas countdown clock for christmas day 2011.
funny christmas pictures for home made cards? 2011
some nice but also funny christmas pictures as well to get in 2011 festive mood, i think you could also use these pictures to make home made cards with as well, if you are looking for some funny christmas card pictures for xmas 2011.
just thought i would post a montage of christmas pictures to get the festive mood warmed up at least, it is not christmas 2011 yet, but it soon will be, and so far probably not the best year for 2011, so hopefully will end on a good note with a really nice christmas season 2011.
these could be some good christmas images to use for your christmas cards if you know how to download images and print them onto cards etc, sending a funny christmas card rather then just the usual style of traditional card, the funny pictures will cheer people up more and make christmas 2011 more fun.
here is a selection of christmas themed pictures for 2011 xmas festivities, these christmas pics could be used for xmas cards as well i think.
Friday, October 21, 2011
some christmas presents for bodybuilders and fitness trainers also buy online or at shop which is the best policy?
some christmas presents for bodybuilders and fitness trainers, also buy online or at shop which is the best policy? (further down page, shop gives receipt so they can take present back, whereas online bought presents are more difficult to return.
more and more popular is sports and fitness along with people going to the gym at christmas time, and this could make your christmas present selection for someone even easier.
if you know they are into going to the gym and working out, why not get them a fitness orientated present this xmas?.
just browse the various bodybuilding websites like bodybuilding.com to see if you can spot anything they would like for example whey protein powder top up if you know what whey protein powder they use and like!.
or any of the supplements you know they really like, you could buy them a top up of there favourite training supplements.
here are some of the categories of what products bodybuilding.com sells.
Vitamins & Supplements, Bath & Body, Healthy Food & Snacks, Fitness Clothing, Accessories, Equipment, Books and Video, Ingredients, Protein, Creatine, Glutamine, Nitric Oxide (NO2), Amino Acids, Brands, Optimum, Higher Power, Muscle Tech, BSN.
bodybuilding.com might be one of the best places to look for someones christmas present for 2011, but there are lots of websites and shops likes gnc etc.
you will need to got to a supplement shop if you leave it too late as there might not be time to receive the item in the post.
just keep it simple and work out what it is they will want like what protein powder do they use and just get them the same protein powder for a present, even ask them what they want if you are not sure and that way you get them the correct present, for small christmas presents surprise is okay, but if you are spending a bit more, then its best to get the right thing.
always say as well that getting someone's christmas present from a shop and not online can be really good policy, because with a shop if you keep the receipt and put it with the xmas present it is easy for them to take it back and get a exchange of the item.
whereas if the item was bought online it might be more difficult to exchange after chirstmas because the item would need to be sent back, if it s a online store and not a physical high street shop, so that is something to think about as well.
especially if the weather is bad because last year the snow and bad weather effected deliveries of christmas presents worldwide and so people who had ordered christmas presents online, got there orders late.
so there are pro's and con's to either buying online, or going to the shops to get your christmas presents, these are things to think about this christmas 2011
simple ideas like a vest or other sports related clothes could be a easy choice for the sporty orientated person, when trying to work out what presents to buy them for christmas 2011.
more and more popular is sports and fitness along with people going to the gym at christmas time, and this could make your christmas present selection for someone even easier.
if you know they are into going to the gym and working out, why not get them a fitness orientated present this xmas?.
just browse the various bodybuilding websites like bodybuilding.com to see if you can spot anything they would like for example whey protein powder top up if you know what whey protein powder they use and like!.
or any of the supplements you know they really like, you could buy them a top up of there favourite training supplements.
here are some of the categories of what products bodybuilding.com sells.
Vitamins & Supplements, Bath & Body, Healthy Food & Snacks, Fitness Clothing, Accessories, Equipment, Books and Video, Ingredients, Protein, Creatine, Glutamine, Nitric Oxide (NO2), Amino Acids, Brands, Optimum, Higher Power, Muscle Tech, BSN.
bodybuilding.com might be one of the best places to look for someones christmas present for 2011, but there are lots of websites and shops likes gnc etc.
you will need to got to a supplement shop if you leave it too late as there might not be time to receive the item in the post.
just keep it simple and work out what it is they will want like what protein powder do they use and just get them the same protein powder for a present, even ask them what they want if you are not sure and that way you get them the correct present, for small christmas presents surprise is okay, but if you are spending a bit more, then its best to get the right thing.
always say as well that getting someone's christmas present from a shop and not online can be really good policy, because with a shop if you keep the receipt and put it with the xmas present it is easy for them to take it back and get a exchange of the item.
whereas if the item was bought online it might be more difficult to exchange after chirstmas because the item would need to be sent back, if it s a online store and not a physical high street shop, so that is something to think about as well.
especially if the weather is bad because last year the snow and bad weather effected deliveries of christmas presents worldwide and so people who had ordered christmas presents online, got there orders late.
so there are pro's and con's to either buying online, or going to the shops to get your christmas presents, these are things to think about this christmas 2011
simple ideas like a vest or other sports related clothes could be a easy choice for the sporty orientated person, when trying to work out what presents to buy them for christmas 2011.
Sunday, October 16, 2011
christmas present ideas for 2011
some christmas present ideas for 2011 in pictures format, so you can see the items you might like to buy someone and compare each item.
the only real drawback when choosing christmas presents is price, this means you just have to choose what is in your price range, because it is the thought that counts and not the cost of the item.
xbox 360 christmas present ideas for 2011
a new iphone christmas present ideas for 2011
food as a christmas present ideas for 2011
socks or clothes and underwear can be a good idea for a christmas present in 2011, especially if you know what the person likes and there sizes.
the only real drawback when choosing christmas presents is price, this means you just have to choose what is in your price range, because it is the thought that counts and not the cost of the item.
xbox 360 christmas present ideas for 2011
a new iphone christmas present ideas for 2011
food as a christmas present ideas for 2011
socks or clothes and underwear can be a good idea for a christmas present in 2011, especially if you know what the person likes and there sizes.
Tuesday, October 4, 2011
Sunday, October 2, 2011
christmas stress busting tips
something many people don't realise but do suffer it is stress at christmas time, and christmas 2011 will be no dfferent, this is just like regular stress, but it can creep up on you without realising it, stress actually is rife at christmas time.
so before getting too stressed sit back and slow down and put everything in perspective, then get back on with your christmas tasks with renewed vigour.
also just looking at the picture above can even lift stress, that way you realise the power of meditation, the aim is to feel the tension releasing from your body, the tension that you might not notice, but when you feel the tension go, then, you realise, oh, i am a bit tense!.
Top 10 Stress Busters
top christmas presents ideas for 2011 men or women
so what are some top christmas presents ideas for 2011 for men or women, i am just going to put a few good choices on here, but i want to keep trying to find more unique presents as well if possible.
the problem when choosing christmas presents is where to start?, i think it is not always as much of a problem as it seems, it can be you are just putting pressure on yourself and trying to think too hard on what presents to get, when in reality the best way is to let go and let the ideas just come to you, when choosing someone a christmas present.
it is not like the shops are empty at christmas, it is more like the shops are too full and there can be too much choice it seems at times, so where to start.
just think along the lines of would they like this or that present when you see the present, that is one way of evaluating what christmas present to buy some for xmas 2011.
also what do they need is another way, have they been dropping hints that they need a new this or that item?.
also you need to work out what you want to buy someone depending on your budget of course, so take things off of your christmas shopping list depending on price range, for example i think a iphone 5g would make a good christmas present for him or her, but it would also be a very expensive present as well, and so will not be a practical choice for most peoples christmas shopping budgets this xmas 2011.
but that all being said here is my impromptu list of christmas presents trying to do a list that can be for him or her men or women with this list of present ideas.
first up christmas present ideas for 2011 impromptu list-
1, the iphone 5g
now this is a expensive one, so depends on budget, but if the budget is there, then this would be a big wow factor style christmas present for 2011 without a doubt.
now the other option is if they are not into having the newest phone but just wanted a iphone, you could also look at getting the iphone 4 or iphone 3 for a christmas present this year, as to me anyway, there is not always a massive difference between those iphones, but if they are the kind of person that would want the best or nothing at all and you cannot afford the newest iphone, then do not bother with that as a present.
get them something that does not cost as much but is still a top level present, could be anything like the best alarm clock if they are late for work or have trouble getting up on a morning, now this will not cost as much as a iphone, so you can as a result spend more in the price range of alarm clocks, so still get a really nifty alarm clock.
that was just a example how you can get something that is in a lower price range, but still get one of the best items out of that product category without breaking the bank in the process.
another option is computer games or console games, instead of buying them the newest xbox 360 machine or newest playstation 4 for a christmas present, why not instead but them the latest game for the current game sconsole they have as there christmas present in 2011.
that way they have a new game to play, but the trick is here to find out in advance if you can what game they would want to play, you can actually ask them are there any new games they want for there console, ask them a few weeks before christmas 2011, then you know exactly what game they like.
also keep the receipt anyway and tell them if you have got them the wrong game for there games console that they can take it back to the store and exchange for the computer game that they would prefer, lots of people do that in the new year with there christmas presents, they did not want, always leave the receipt with the christmas present you have bought someone.
newest games console like xbox 360 or playstation 4 or just buy a game they want for there current games console or computer as a christmas present for 2011.
the problem when choosing christmas presents is where to start?, i think it is not always as much of a problem as it seems, it can be you are just putting pressure on yourself and trying to think too hard on what presents to get, when in reality the best way is to let go and let the ideas just come to you, when choosing someone a christmas present.
it is not like the shops are empty at christmas, it is more like the shops are too full and there can be too much choice it seems at times, so where to start.
just think along the lines of would they like this or that present when you see the present, that is one way of evaluating what christmas present to buy some for xmas 2011.
also what do they need is another way, have they been dropping hints that they need a new this or that item?.
also you need to work out what you want to buy someone depending on your budget of course, so take things off of your christmas shopping list depending on price range, for example i think a iphone 5g would make a good christmas present for him or her, but it would also be a very expensive present as well, and so will not be a practical choice for most peoples christmas shopping budgets this xmas 2011.
but that all being said here is my impromptu list of christmas presents trying to do a list that can be for him or her men or women with this list of present ideas.
first up christmas present ideas for 2011 impromptu list-
1, the iphone 5g
now this is a expensive one, so depends on budget, but if the budget is there, then this would be a big wow factor style christmas present for 2011 without a doubt.
now the other option is if they are not into having the newest phone but just wanted a iphone, you could also look at getting the iphone 4 or iphone 3 for a christmas present this year, as to me anyway, there is not always a massive difference between those iphones, but if they are the kind of person that would want the best or nothing at all and you cannot afford the newest iphone, then do not bother with that as a present.
get them something that does not cost as much but is still a top level present, could be anything like the best alarm clock if they are late for work or have trouble getting up on a morning, now this will not cost as much as a iphone, so you can as a result spend more in the price range of alarm clocks, so still get a really nifty alarm clock.
that was just a example how you can get something that is in a lower price range, but still get one of the best items out of that product category without breaking the bank in the process.
another option is computer games or console games, instead of buying them the newest xbox 360 machine or newest playstation 4 for a christmas present, why not instead but them the latest game for the current game sconsole they have as there christmas present in 2011.
that way they have a new game to play, but the trick is here to find out in advance if you can what game they would want to play, you can actually ask them are there any new games they want for there console, ask them a few weeks before christmas 2011, then you know exactly what game they like.
also keep the receipt anyway and tell them if you have got them the wrong game for there games console that they can take it back to the store and exchange for the computer game that they would prefer, lots of people do that in the new year with there christmas presents, they did not want, always leave the receipt with the christmas present you have bought someone.
newest games console like xbox 360 or playstation 4 or just buy a game they want for there current games console or computer as a christmas present for 2011.
what kind of christmas presents do you buy someone?
here is a problem many people find in that, what kind of christmas presents do you buy someone?, this can be tricky and it seems really difficult to work out at times.
i have found myself each year at christmas without a clue of what i should get someone or not just someone but everyone that i am getting presents for, your mind just goes blank, so what do you?.
first do not panic, i find the trick is to let the ideas come to you, this means to stop thinking over what presents you are going to get someone and just clear your mind, this way the mind is empty and the answer can then find its way in.
so give this technique a try when you are getting stressed out at christmas time trying to think of what present to get someone just clear your mind and let the answers flowin on there own.
i have found myself each year at christmas without a clue of what i should get someone or not just someone but everyone that i am getting presents for, your mind just goes blank, so what do you?.
first do not panic, i find the trick is to let the ideas come to you, this means to stop thinking over what presents you are going to get someone and just clear your mind, this way the mind is empty and the answer can then find its way in.
so give this technique a try when you are getting stressed out at christmas time trying to think of what present to get someone just clear your mind and let the answers flowin on there own.
christmas themed movies for 2011
well here is a example to my last post about christmas themed movies for 2011, and it being a good idea for a christmas present some movie tickets to go watch a christmas themed movie, this could be a present idea for a couple a man and wife or a whole family as well.
here are some christmas themed movies that are out in 2011
Arthur Christmas (2011) - Official Trailer [HD]
this one looks very funny-
A Very Harold & Kumar 3D Christmas (2011) Movie Trailer HD
here are some christmas themed movies that are out in 2011
Arthur Christmas (2011) - Official Trailer [HD]
this one looks very funny-
A Very Harold & Kumar 3D Christmas (2011) Movie Trailer HD
christmas 2011 themed movies as a present?
here is a interesting novel present idea for christmas 2011, take someone to watch a movie at christmas, as well don't forget there are all the christmas themed movies on at the cinema at christmas time also.
do not spend a fortune this christmas 2011
do not spend a fortune this christmas 2011, just use your imagination if you are on a really tight budget, most people can feel pressured into spending a lot of money at christmas, but if you are really on a budget, but still want to get a lot of presents for people just use your imagination and buy cheap but useful gifts, remember it is the thought that counts and not the price tag!.
Saturday, October 1, 2011
Fed Bernanke - the Class of 1926 Professor of.......?
So, he is the professor making everyone to cry except the 1%?
The article shown below about the house price does not help anyone since it is already done the damages to entire Americans and America as well as globally even though some would be now realizing realities of how illogical financial loophole is. The real problem of the massive housing bubble-burst started with Greenspan, and Fed Bernanke and entire world is dealing with his intentional mess.
~~*~~
Home prices are unlikely to recover before 2020 and mortgage defaults will persist for years, says a survey of bank risk managers out Friday.
The survey conducted by the Professional Risk Managers’ International Association for FICO, found that 49 percent of respondents do not expect housing prices to rise back to 2007 levels for another nine years. Only 21 percent of respondents said they would.
The findings, which authors called “a decidedly pessimistic outlook”, are a sharp reversal from cautious optimism the survey respondents expressed late last year and in early 2011.
In addition, 73 percent of surveyed bankers say they expect mortgage defaults to remain elevated for at least another five years. And 46 percent believe mortgage delinquencies will increase over the next six months.
Only 15 percent of respondents expect mortgage delinquencies to decline during that period.
“While the housing sector will almost certainly gain strength during the next nine years, many bankers clearly believe prices will remain depressed for half a generation,” said Andrew Jennings, chief analytics officer at FICO.
Bankers concerns spread beyond the housing market.
A large number of respondents says they also expect to see an uptick in delinquencies on auto loans, credit cards and student loans.
Small businesses are expected to continue face a challenging credit environment. More than one-third of respondents forecast an increase in delinquencies on small business loans.
Bankers also appear to be pessimistic about recovery in consumer spending, with 64 percent of respondents expecting credit card usage to remain below pre-recession levels for at least five more years.
Half of the respondents expect credit card balances to increase over the next six months, due to higher spending by some households and smaller monthly payments by others.
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